peter V's Articles in Mortgage
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Subject-To Transactions: 100 Percent “Safe”?
We might as well deal with the hard facts up front: mortgage companies do not necessarily like subject-to transactions, and if they don’t like yours, then they can demand the loan be paid in full. Period. End of story.
Mortgage
As you can probably imagine, when you are doing a subject-to deal you need to examine the terms of the mortgage agreement very closely. After all, there are a lot of advantages to doing subject-to deals, but all of these can go right out the window if you end up with a mortgage that does not meet your needs.
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