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Tips to Avoid Your Loan Modification Request Being Denied If you’re embarking on attempting to have your mortgage modified, you’ll want to do everything you can to avoid denial. Get loan modification request tips to increase your chances of approval. New York Luxury Condo Buyers have New Financing Option One reason is that most NY luxury condominiums were priced above the dollar limit for government-backed mortgages Common Elements of a Mortgage Modification Hardship Letter One of the most important documents in the mortgage loan modification process is a well-written hardship letter that will increase your chances of getting a loan modification. You need to convince your lender that although you are truly suffering a hardship, you still want to keep your home and make your payments. While details of your hardship letter will depend on your own personal situation, below are some basic elements of the hardship letter.

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