Mark Bartley's Articles in Auto

  • Comparing Banks Online - Choosing The Right Current Account
    Many people are now finding that they can save money by choosing a current account that suits their lifestyle and comes with a range of useful features. Previously, many banks offered uncompetitive deals with bank accounts, as customers were usually reluctant to change their account. Now with dedicated staff that can help you switch your current account, banks have a lot more to offer for people who want to compare banks online and choose a current account that's right for them.
  • Cover Options For Car Insurance
    Car insurance can cover for a range of activities, but it is important when applying for cover, to be aware of what is covered and what isn't. 'Domestic and pleasure is a commonly used term in car insurance but it won't necessarily cover driving for work reasons. Although car insurance policies can have varying interpretations of this phrase, it is always best to check with each individual provider to find out what they are covered for and not covered for with regards to driving for work related reasons.
  • Comparing Car Insurance Sites
    The recent emergence of online comparison sites has given consumers a new weapon in the battle to find cheaper car insurance quotes. But recently, some providers have specifically advertised the fact that they are not to be found on comparison sites and offer customers cheaper products. But without hopping between sites, how do you really know that their product is cheaper?
  • Car insurance Comparisons
    Knowledge is power, so they say. Knowledge is also about landing more competitively priced, better specified deals too. Instead of simply relying on what your local car insurance provider wants to offer you, now you have a world of car insurance options at your fingertips. The benefits of using comparison websites to find car insurance are multiple, allowing you instant access to the best deals available. Here we take a look at why comparison sites are the answer to your car insurance prayers.
  • The Five Most Common Myths About Car Insurance
    Despite the fact that everyone knows you must have insurance to drive legally on the road, there are still a lot of myths that surround the whole, shady world of car insurance. Most people are happy to pick an insurance company, wait for the policy to drop through the door and then only search for it when they need to renew it, produce it or make a claim. Because of this casual attitude towards car insurance, many people have been fooled by insurance 'myths'. Here, we take a look at the five most common myths and try to shed a little light on the subject.
  • Does Driving An Import Make A Difference On Your Insurance?
    Motorists choose to buy import cars for a range of reasons, including price, better choice and if they are planning to use the car in a foreign country. But depending on where the car is purchased, it can have an effect on the cost of insurance for the vehicle. The main reason for this is because the car is likely to be built to different specifications compared to those models built in the UK.
  • Car Insurance - Telling The Truth
    Why withholding information on your insurance car deals could leave you on the wrong side of the law. It is important to tell your car insurance company as much as possible about your vehicle and your circumstances, otherwise this could leave any claim invalidated and get you into some serious legal trouble. Deliberately withholding information, or even forgetting to include certain details when buying car insurance could mean that the insurance company is not obliged to pay out on a claim, regardless of the circumstances, as your insurance cover will be void. Essentially this means you are effectively driving uninsured, which is a criminal offence, and could leave you liable to a conviction.
  • Car insurance How Points On Your Licence Can Increase Your Insurance Premiums
    For drivers who are convicted of various motoring offences, the UK uses a penalty points system to discourage and penalise bad driving. The system works by adding points to the driving licence of the person found to be breaking the rules on driving. The more serious the offence, the more points are endorsed on the driving licence. Each endorsement has a unique code, and on a scale from one to 11, the penalty points are added to the licence of the driver.
  • Car Insurance Finding Specialist Insurance for Women
    The popular myth - generally held by men - that women are less capable drivers is simply not true. This is borne out by Home Office statistics and the fact that many car insurance companies either offer different policies for women or are solely dedicated to them as drivers. What makes women safer drivers and what is the best way to for them to find the most cost-effective car insurance?
  • Car Insurance How Buying A Hybrid Could Drive Down Your Insurance
    An increasingly popular alternative to a traditional petrol or diesel car, a hybrid car combines a conventional combustion engine with an electric powered engine to create a cleaner, more economical vehicle that can save money in fuel bills and reduce emissions. As hybrid cars can be driven efficiently, they encourage motorists to drive in a safer manner, reducing the amount spent on fuel. Because of this insurance companies are giving better discounts to people who drive hybrid cars.
  • Car Insurance Can Going Green Cut The Cost Of Your Car Insurance?
    We all want to keep the costs of our motoring down, including how much we pay in car insurance. Some people take extra driving qualifications, whilst others add all manner of security devices. Some rent garage space to take their car off the road when it's parked, or settle for cash arrangements on minor accident repairs to maintain no claims bonuses. Other drivers bump up their excess to cut the cost of their premiums.
  • Breakdown Cover
    In a bid to cut the cost of their car insurance, many people are considering cancelling the standard breakdown cover that often comes as part of the package. But before you click the 'no thanks' button next to breakdown cover, consider how much a real breakdown could cost you. So is breakdown cover an unnecessary extra, or an essential part of safe motoring?
  • Older Drivers How To Reduce Your Car Insurance Costs
    Car insurance can be a lot cheaper for older drivers. Many insurance company surveys consistently reveal that drivers over 50 years of age are significantly less likely to make a claim on their insurance, and older drivers are increasingly finding that it pays to shop around, especially when they have built up an impressive no claims bonus.
  • Car Insurance Tips For First Time Buyers
    There are a range of things to think about when getting your first car or insuring yourself to drive for the first time. When you are choosing a car, the insurance price for it can be one of the main factors to consider. Even if you have some driving experience under someone else's insurance, the first policy you take out on your name is likely to be more expensive than drivers who have been insured for some time. Most first time car buyers will be relatively younger it is more likely they won't be able to afford larger, more expensive cars that would also be more costly to insure. But there are still plenty of factors to consider when insuring a car for the first time, and these will significantly affect the cost of your insurance.
  • Car Insurance Groups
    There are a range of issues that an insurer will consider when giving you a price for car insurance. The type of cover you need, your age, where you live and even your job can all determine the cost of your car insurance. But when it comes to the type of car you drive you'll usually find that it falls into an insurance group from between 1 to 20, with group 1 being the cheapest insurance category. Some insurers are now using groups going from 1 to 50. Often when looking for a car to buy many people will aim for a car with a lower insurance group number, or at least be aware of what group the car belongs to so they can have a better idea of how much the insurance could cost before getting a quote.
  • How your no claims bonus actually works
    A means of rewarding drivers who not make any claims on their insurance policy over the period of the cover, a no claims bonus will then apply in the form of a discount on the next policy they buy. Careful drivers and those who adhere to speed limits and use safe driving techniques are more likely to enjoy the benefits of no claims bonuses. Over the years, a no claims bonus applied annually can add up to a big saving on the cost of your motor insurance policy.
  • Named Drivers - Should They Be On Your Policy?
    A named driver is someone is insured to drive under your policy. Usually a family member or friend who might not own a car or need to use one regularly, being a named driver is a way for that person, for a smaller fee than paying for their own insurance, to be able to get cover at a reduced cost. It's important to consider other times when you might need a named driver on your insurance policy, such as a long car journey where you split the driving between a friend or work colleague. Essentially a named driver will be, for insurance purposes, legally entitled to drive your car, subject to the conditions of that particular insurance policy.
  • Car Insurance – What Can Affect Your Premiums?
    Insurance is a legal requirement and if you drive, you're inevitably going to want the best deal you can find. But there are specific criteria that will affect how much you pay. Here we take a look at what could affect your premiums and how you can bring the cost of your insurance down.
  • How To Get The Most Out Of Your Car Insurance Policy
    Car insurance policies are not all alike, so selecting the most appropriate product is important in terms of receiving the right protection and in terms of only paying for what you need. Once a policy has been paid for most people tend not to worry too much about their cover, but come renewal time an opportunity presents itself to look into matters more thoroughly.
  • Van Insurance – Protecting Yourself And Your Business
    Insuring a van for business use should be a simple transaction, but there are a number of points to think about carefully. As you might expect the age of the driver is a key consideration, but things like the hours and type of use and the cover for contents of the vehicle also come into consideration. Security measures and overnight storage are also important factors.


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