Katharina Beath's Articles

  • Loans: the basics for the right choice
    Most people will need to find credit at some point in life , and for some of us the need for loans is fairly frequent. Loans are not the only forms of credit available, with overdrafts and credit cards also in effect supplying loans.
  • High interest savings options
    Now is not a good time to be saving money. The Bank of England has chosen to keep the base interest rate at the record-breaking low of just 0.5% and although banks aren''t passing this great rate on to mortgage borrowers or people taking out loans, they are using it to keep interest rates on savings low.
  • Helping your savings work for you
    Through recent months and years it has become clear to many of us why it''s so important to make sure we have strong, stable savings in place to ensure we are protected through the rainy days. It is important that we protect our livelihoods, and so it''s vital to search the market to find the best way to do so.
  • Using a mortgage calculator
    Although property prices took something of a tumble in the wake of the credit crunch, they are now very much on the way back up, along with interest rates. This, combined with the reluctance of lenders to offer large mortgages to first time buyers, has made it a lot more difficult to get a foot on the property ladder.
  • Save money by switching mortgages
    A fixed rate mortgage can be a good solution for people who have perhaps stretched their finances to the limit when buying a home. It ensures that the repayments will not change for a certain period, typically two years, but some lenders are offering fixed terms of up to ten years.
  • Different sources of credit ? personal and unsecured loans
    Personal loans are one of the sources of credit available when you need to borrow money, and are supplied by a range of providers ? as are secured loans. Which is the best type of credit?
  • Financial Jargon translated
    Whenever you start looking for a financial product the best advice is to know what you''re looking for. Undeniably this is sound advice, but with so much jargon associated with items such as loans the first step is to know what the words mean.
  • Everything''s ethical - even mortgages
    The myriad of ways in which people can turn money. the root of all evil if some are to be believed, into something else never ceases to amaze me. Take Green mortgages for example. Something that has traditionally been seen as a plain interest gain transaction has been turned to the benefit of the planet.


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