David Hoyer's Articles in Financial Planning

  • Making a Budget Will Help You Achieve Your Financial Goals
    The reason we budget is so we can pay for our necessities but still live and enjoy a reasonably comfortable life. This means that if we're making $32,000 a year, we don't buy a million dollar home. Instead, we find a more suitably priced home in the nicest neighborhood that we can afford.
  • What The Bankruptcy Law Changes Mean To You
    Of all the people that file for personal bankruptcies, over a third of them do so because of a financial situation or crisis outside of their control. Most of the time, this financial crisis is directly related to a debilitating health problem.


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