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The Degrees With the Worst Payback

By: Aubrey Moulton

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While a college degree can give you the skills to find the job of your dreams, don't forget that even though you now have your college degree that doesn’t mean that immediately you will make a great deal of money. In fact, there are many college grads who have spent a lot on going to college and then they don’t end up making much. This means if they have borrowed a lot via student loans it can be tough for most to repay them if they earn low wages.

A sample of the low wage jobs as listed by 2010 data from PayScale demonstrate that even with a bachelor’s degree, your salary is not likely going to be substantial. For instance students in the following areas can not depend on earning a lot or plan to receive a great deal over their career. As an example, engineers and those in the field of computer science usually be awarded high salaries while those on the following list are paid poorly.
Social Work: While this is a challenging and rewarding profession it is not the monetary compensation that brings folks to this profession. They typically start with an annual salary of $33,400 and in their mid-career pull $41,600.
Elementary Education: Grade school teachers are typically the lowest on the scale in comparison to junior and high school teachers. But they do get the summers off. However, notice that specializing in elementary education instead of just earning an education degree means that you’re lower on the pay scale. They start out at $33,000 annually and mid career characteristically earn $42,400.

Theology: People who study theology and choose that as their profession can’t expect to get a lot of compensation, money-wise, anyway. They want to help people and they commonly earn $34,800 and mid-career earn $51,500.
Music: While many consider this a hobby, you can have an income from it, albeit not a great one. Starting annual salaries are typically $34,000 and mid career go as high as $52,000.

Spanish: Knowing a language is great but having a degree in it does not necessarily mean big money. Graduates in Spanish mayexpect to earn $35,000 as an annual starting salary and $52,600 at the mid point oftheir career.
Horticulture: This is a terrific choice for those who want to use their creativity and work with plants and flowers in nurseries. Becoming a florist is also an option with this skill set. The salary starting off is $37,200 and $53,400 mid-career.

Education: Teaching may be gratifying but they also have tons of anxiety. However, there are a lot of opportunities available toeducators. They can plan on making around $36,200 and $54,100 mid-career. These figures are significantly increased if you choose to go into administration. If you want to be in education, but want to be amply reimbursed, that is the route to pick.
Hospitality and Tourism: There was an immediate downturn in this industry when the economy took a hit, but now things are getting better. While the salaries are not highandmuch is dependenton tips, there can be a great dealof benefits that accompany the job. Starting out in the industry may bring $37,000 and mid-career $54,300.

Fine Arts: A variety of jobs is embraced within the category of fine arts, and generally they can figure on earning roughly $35,800 starting off and $56,300 mid-career.

Drama: While it is not an easy field to break into and make a name for yourself, it can be done. For example, Meryl Streep and Denzel Washington both have degrees in this job so they might just be skewing the numbers upward but starting salaries are near $35,600 and mid-career reach $56,600.
So here’s what you have to ask yourself: students are spending a lot for these degrees, but are they worth it? Well the truth is that it depends largely on the talent and drive of the individual student as well as how much money they have to take out in order to earn their degree. If they have to take out a lot of loans and they will be making these salaries then probably not, but if they can earn the degree without going much into debt then it might be worth it. Remember also, there are more things in this life than wealth. Earning a handsome income might seem the only reason for getting up and going to work every morning, but many know they are more motivated to put forth their best efforts at their job if they are helping their fellow creatures and making the world a better place. It is fair to state that money does not buy happiness..

Article Source: http://depositarticles.com/

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