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Issues consumers face with DRP'S

By: Jake Maxwell


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Direct Repair Programs or DRP's will be popular in the modern day's modern world of vehicle repair. More and more repair shops have joined forces with insurance carriers throughout the United states of america in order to earn as many contacts as they will in an industry that can be very very competitive. Drp's facilitate the relationship between the body shop and the insurance provider and the property owner of the automobile being repaired. Bringing your own personal vehicle to a Drp shop is supposed to save a whole lot of hassle and paperwork on everyone's behalf.

So why do consumers have issues with Direct Repair Programs if everything is intended to be so painless?

Myth: In many cases, the consumer feels that the insurance provider and body shop are in bed with one another and don't provide the very best concerns of the customer at heart. Consumers often feel that the insurance company wants their vehicle fixed as cheap as possible and that the repair will be below standards.

Fact: Actually though the repair center has a contract with the insurance carrier to follow the insurance company's repair procedures in respect to parts and labor rates, the body shop usually has a contract with the motor vehicle proprietor to repair their automobile pertaining to the manufacturer and I-Car certification requirements. What this means is that any respectable repair shop worth their salt will not let any insurance provider influence how the vehicle should be fixed. Especially if that repair center holds the responsibility on those repairs.

Myth: People usually believe that Drps will use poor parts and products when fixing their motor vehicles in order to keep the car repairs cheap and make the statistics that insurance firms keep them to every 12 month period.

Fact: There are basically 3 different kinds of parts: OEM, non-OEM or more commonly referred to as aftermarket and LKQ or used/reconditioned parts. OEM (original equipment manufacturer) parts are parts provided by the actual automobile manufactures. The third type could be reconditioned OEM or used parts coming from a salvage yard.

The repair service are only allowed to repair your vehicle with the type of parts which have been stated in your insurance policy. It is very important that you simply review your policy and go over what that shop will utilize on your vehicle.

Myth: People believe they have no idea regarding where they can get their automobile repaired.

Fact: Even while insurance carriers will direct you to a Drp, it is still ultimately the consumers decision as to what shop they're going to.

In conclusion, whichever body shop or collision repair center is selected, it is their responsibility to the client to repair your vehicle to pre-accident condition, achieving all state and federal laws and regulations as well as manufacturer's requirements and any certifications. No insurance company can tell a shop to do otherwise.

Article Source: http://depositarticles.com/

Jake works as an auto appraiser for a large insurance company and keeps the consumers and shops informed of information in the automobile industry via his blog at www.autobodyfaq.com.

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